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| first | complete the online application |
| second | submit COPIES of the following items |
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| third | mail these documents. |
On-line Application Disclosure Agreement
By completing the Island Home Mortgage web application, you hereby agree and
understand that your loan application may be reviewed by the Federal Home Loan
Mortgage Corporation Loan Prospector Automated Underwriting Service (Freddie
Mac/Loan Prospector-"LP") or the Federal National Mortgage Association Desktop Underwriting Service (Fannie Mae/Desktop Underwriter-"DU")
to assist Island Home Mortgage in processing your application. In addition, you
authorize Island Home Mortgage to obtain copies of your personal credit report
in order to process your application. Your credit report will not be run until
a deposit and lot have been confirmed by the sales agent.